Foundational Confidence: 100% ·Feb 19, 2026

Structuring Halo — Business Overview

Status: Draft Last Updated: 2026-01-27


Executive Summary

A Structuring Halo is a Halo type that uses NFATS (Non-Fungible Allocation Token Standard) to create bespoke, individual capital deployment deals. Unlike Passthrough Halos (which use LCTS for pooled, fungible positions), Structuring Halos treat each deal as a distinct, non-fungible position with its own terms.

Structuring Halos are operated by lpha-nfat beacons (LPHA — Low Power, High Authority) that:

  1. Claim capital from Prime queues when deals are struck
  2. Mint NFATs representing claims on individual Halo Units
  3. Deploy funds via the PAU to RWA endpoints
  4. Process redemptions when funds return to the PAU

Note: lpha-nfat is an LPHA beacon — a deterministic rule executor, not a sentinel. Sentinels (stl-base, stl-stream, stl-warden) have continuous real-time control and proprietary intelligence. LPHA beacons like lpha-nfat apply rules exactly as written without judgment. See beacon-framework.md for the full taxonomy.

Key value proposition: Enable bespoke structured deals at scale — each NFAT can have different duration, size, and terms, while sharing the same legal buybox and smart contract infrastructure.


Structuring vs Passthrough Halos

Aspect Passthrough Halo Structuring Halo
Token Standard LCTS (pooled, fungible) NFATS (individual, non-fungible)
Terms Same for all participants Bespoke per deal
LPHA Beacon lpha-lcts lpha-nfat
Use Case Standardized asset manager products Custom structured deals
Position Type Shares in a pool Claim on specific deployment
Transferability Queue-based, generation-locked NFT — transferable, collateralizable

When to Use Structuring Halos

  • Asset manager partnerships with negotiated terms
  • Deals where each depositor has different yield, duration, or conditions
  • Situations requiring transferable positions (secondary market, collateralization)
  • Regulated contexts where counterparty identity matters
  • Complex structured products with varying tranches

When to Use Passthrough Halos

  • Open participation with uniform terms
  • Capacity-constrained strategies where fair distribution matters
  • Scenarios where fungibility and pooling are desirable

Halo Class Structure

A Structuring Halo is organized into Halo Classes — each Halo Class is an NFAT Facility that defines a buybox of acceptable deal parameters.

┌─────────────────────────────────────────────────────────────────────────┐
│                        STRUCTURING HALO                                  │
│                                                                          │
│   ┌─────────────────────────────────────────────────────────────────┐   │
│   │                 HALO CLASS: Senior Secured Facility              │   │
│   │                 (Shared PAU + lpha-nfat + Legal Buybox)          │   │
│   │                                                                  │   │
│   │   Buybox Parameters:                                             │   │
│   │   - Duration: 6-24 months                                        │   │
│   │   - Size: 5M-100M per NFAT                                      │   │
│   │   - APY: 8-15%                                                   │   │
│   │   - Counterparties: Approved Primes only                        │   │
│   │                                                                  │   │
│   │   ┌──────────┐  ┌──────────┐  ┌──────────┐  ┌──────────┐       │   │
│   │   │ NFAT #1  │  │ NFAT #2  │  │ NFAT #3  │  │ NFAT #4  │       │   │
│   │   │ 6mo,25M  │  │ 12mo,50M │  │ 18mo,30M │  │ 9mo,15M  │       │   │
│   │   │ Spark    │  │ Grove    │  │ Spark    │  │ Keel     │       │   │
│   │   └──────────┘  └──────────┘  └──────────┘  └──────────┘       │   │
│   │                                                                  │   │
│   └─────────────────────────────────────────────────────────────────┘   │
│                                                                          │
│   ┌─────────────────────────────────────────────────────────────────┐   │
│   │                 HALO CLASS: Mezzanine Facility                   │   │
│   │                 (Different buybox, same pattern)                 │   │
│   └─────────────────────────────────────────────────────────────────┘   │
│                                                                          │
└─────────────────────────────────────────────────────────────────────────┘

What a Halo Class (NFAT Facility) Shares

Component Description
PAU Controller + ALMProxy + RateLimits for all NFATs in the facility
Sentinel lpha-nfat formation manages issuance, deployment, and redemption
Legal Buybox Acceptable parameter ranges, counterparty requirements, recourse
Queue Contract Where Primes deposit capital awaiting deal execution
Redeem Contract Where Halo deposits funds for NFAT holders to claim

What Individual NFATs (Halo Units) Can Vary

Parameter Variation Within Buybox
Duration Different maturities (e.g., 6mo vs 18mo)
Size Different notional amounts
APY Different yields within acceptable range
Counterparty Different Primes for each NFAT
Specific Terms Payment schedules, early redemption conditions

The lpha-nfat LPHA Beacon

The lpha-nfat beacon is the operational backbone of a Structuring Halo. It operates the NFAT Facility's PAU and manages the complete lifecycle of each NFAT.

Beacon Responsibilities

┌─────────────────────────────────────────────────────────────────────────┐
│                          lpha-nfat SENTINEL                               │
│                                                                          │
│   ┌─────────────────┐     ┌─────────────────┐     ┌─────────────────┐   │
│   │  1. ISSUANCE    │     │  2. DEPLOYMENT  │     │  3. REDEMPTION  │   │
│   │                 │     │                 │     │                 │   │
│   │  • Monitor      │     │  • Transfer     │     │  • Receive      │   │
│   │    Prime queues │     │    funds via    │     │    returned     │   │
│   │  • Validate     │────▶│    PAU to RWA   │────▶│    funds        │   │
│   │    deal terms   │     │    endpoint     │     │  • Move to      │   │
│   │  • Mint NFAT    │     │  • Update       │     │    Redeem       │   │
│   │  • Claim from   │     │    Synome       │     │    Contract     │   │
│   │    queue        │     │    position     │     │  • Notify       │   │
│   │                 │     │    data         │     │    NFAT holder  │   │
│   └─────────────────┘     └─────────────────┘     └─────────────────┘   │
│                                                                          │
└─────────────────────────────────────────────────────────────────────────┘

Phase 1: NFAT Issuance

When a deal is struck between a Prime and the Halo:

  1. Prime deposits sUSDS into the Facility's Queue Contract
  2. lpha-nfat validates that deal terms fall within the buybox
  3. lpha-nfat claims the capital from the queue
  4. lpha-nfat mints an NFAT representing the Prime's claim
  5. Deal terms recorded in Synome (APY, maturity, payment schedule)
Prime                    Queue Contract               lpha-nfat
  │                            │                          │
  │  1. Deposit sUSDS          │                          │
  │  ─────────────────────────▶│                          │
  │                            │                          │
  │                            │  2. Deal struck          │
  │                            │  ─────────────────────▶  │
  │                            │                          │
  │                            │  3. Claim from queue     │
  │                            │  ◀─────────────────────  │
  │                            │                          │
  │  4. Receive NFAT           │                          │
  │  ◀─────────────────────────────────────────────────   │
  │                            │                          │
  │                            │  5. Record terms         │
  │                            │     in Synome            │

Phase 2: Capital Deployment

Once the NFAT is minted, lpha-nfat deploys the capital:

  1. lpha-nfat transfers funds from the Facility to the RWA endpoint via the PAU
  2. Rate limits enforced by the PAU's RateLimits contract
  3. Position data updated in Synome and Halo Artifact
  4. Off-ramp executed (stablecoin → fiat if needed)
lpha-nfat                 PAU                    RWA Endpoint
  │                       │                          │
  │  1. Deploy 25M        │                          │
  │  ─────────────────────▶│                          │
  │                       │  2. Rate limit check     │
  │                       │  (within bounds )       │
  │                       │                          │
  │                       │  3. Transfer to endpoint │
  │                       │  ─────────────────────▶  │
  │                       │                          │
  │  4. Update Synome     │                          │
  │     position data     │                          │

Phase 3: Redemption Processing

When funds return to the PAU (at maturity or early redemption):

  1. RWA endpoint returns funds to the PAU (principal + yield)
  2. lpha-nfat detects the incoming funds
  3. lpha-nfat transfers funds to the Redeem Contract
  4. NFAT holder notified that redemption is available
  5. NFAT holder claims from Redeem Contract (burns NFAT)
RWA Endpoint             PAU                lpha-nfat            Redeem Contract
     │                    │                     │                      │
     │  1. Return funds   │                     │                      │
     │  ─────────────────▶│                     │                      │
     │                    │                     │                      │
     │                    │  2. Funds received  │                      │
     │                    │  ─────────────────▶ │                      │
     │                    │                     │                      │
     │                    │                     │  3. Move to Redeem   │
     │                    │                     │  ───────────────────▶│
     │                    │                     │                      │
     │                    │                     │  4. Notify holder    │
     │                    │                     │                      │
                                                                       │
NFAT Holder ──────────────────────────────────────── 5. Claim funds ──▶│
            ◀─────────────────────────────────────── 6. Receive funds ─│
            (NFAT burned)

NFAT Facility Components

Queue Contract

Where Primes deposit capital awaiting deal execution.

Property Description
Deposits sUSDS from approved Primes
Visibility Primes can see their queue position
Withdrawal Primes can exit queue before deal execution
Claiming Only lpha-nfat can claim from queue

Redeem Contract

Where the Halo deposits funds for NFAT holders to claim.

Property Description
Deposits lpha-nfat deposits returned funds
Claims NFAT holder presents NFAT to claim
NFAT Burn Claiming burns the NFAT
Partial Supports partial redemptions for amortizing deals

PAU (Parallelized Allocation Unit)

Standard Laniakea infrastructure for capital flows.

Component Function
Controller Authorization and access control
ALMProxy Asset-liability management interface
RateLimits Flow constraints (SORL-governed)

Capital Flow Lifecycle

┌─────────────────────────────────────────────────────────────────────────┐
│                        COMPLETE NFAT LIFECYCLE                           │
│                                                                          │
│   PRIME                                                                  │
│     │                                                                    │
│     │ 1. Deposit sUSDS to Queue                                         │
│     ▼                                                                    │
│   ┌─────────────────┐                                                    │
│   │  QUEUE CONTRACT │                                                    │
│   └────────┬────────┘                                                    │
│            │                                                             │
│            │ 2. lpha-nfat claims, mints NFAT                             │
│            ▼                                                             │
│   ┌─────────────────┐        ┌─────────────────┐                        │
│   │    lpha-nfat     │───────▶│   NFAT minted   │───────▶ PRIME holds    │
│   │    SENTINEL     │        │   (ERC-721)     │         transferable   │
│   └────────┬────────┘        └─────────────────┘         position       │
│            │                                                             │
│            │ 3. Deploy via PAU                                          │
│            ▼                                                             │
│   ┌─────────────────┐                                                    │
│   │      PAU        │                                                    │
│   │  (rate-limited) │                                                    │
│   └────────┬────────┘                                                    │
│            │                                                             │
│            │ 4. Funds to RWA                                            │
│            ▼                                                             │
│   ┌─────────────────┐                                                    │
│   │  RWA ENDPOINT   │  ← Yield accrues, terms tracked in Synome         │
│   └────────┬────────┘                                                    │
│            │                                                             │
│            │ 5. At maturity: return funds                               │
│            ▼                                                             │
│   ┌─────────────────┐                                                    │
│   │      PAU        │                                                    │
│   └────────┬────────┘                                                    │
│            │                                                             │
│            │ 6. lpha-nfat moves to Redeem Contract                       │
│            ▼                                                             │
│   ┌─────────────────┐                                                    │
│   │ REDEEM CONTRACT │                                                    │
│   └────────┬────────┘                                                    │
│            │                                                             │
│            │ 7. NFAT holder claims, NFAT burned                         │
│            ▼                                                             │
│   PRIME (or transferee) receives principal + yield                      │
│                                                                          │
└─────────────────────────────────────────────────────────────────────────┘

The Buybox Model

Each NFAT Facility defines a buybox — the acceptable parameter ranges for deals within that facility:

Parameter Example Buybox
Duration Range 6-24 months
Size Range 5M-100M per NFAT
APY Range 8-15%
Counterparties Approved Primes only
Asset Types Senior secured loans, investment-grade bonds
Jurisdiction Specified regulatory frameworks

Any deal within the buybox can be executed by lpha-nfat without additional governance approval. Deals outside the buybox require governance intervention.

Bankruptcy Remoteness

Each NFAT represents a claim on a distinct Halo Unit — a governance-level construct that is legally and operationally isolated:

  • If one NFAT's underlying deal fails, other NFATs are protected
  • Each Halo Unit is like a serialized LLC
  • Recourse is limited to the specific Unit's assets

Governance Artifacts

Artifact Contents
Halo Artifact Overall governance, buybox definitions, recourse mechanisms
Unit Artifact Per-NFAT operational parameters, legal recourse, deal terms
Synome Records Real-time position data, yield schedules, maturity tracking

Operational Oversight

The lpha-nfat beacon operates alongside other beacons for safety:

Component Type Role
lpha-nfat LPHA beacon Primary execution — issuance, deployment, redemption
stl-warden Sentinel Independent oversight — risk monitoring, halt authority
lpla-checker LPLA beacon Protocol-level position verification

Beacon Permissions

Action Required Permission
Claim from Queue pBEAM on Queue Contract
Mint NFAT pBEAM on NFAT Contract
Deploy via PAU pBEAM on Controller
Move to Redeem pBEAM on Redeem Contract

All actions are rate-limited and logged. Wardens can halt operations if risk thresholds are breached.


Comparison with Sentinel Formations

The lpha-nfat beacon follows a similar capital flow pattern to sentinel formations, but operates deterministically rather than with proprietary intelligence:

Aspect Sentinel Formation (stl-base) Halo LPHA Beacon (lpha-nfat)
Type HPHA sentinel LPHA beacon
Intelligence Proprietary, real-time Deterministic, rule-based
Ingress Risk capital from Primes NFAT capital from Primes
Deploy Leverage into yield opportunities Funds to RWA endpoints
Manage Trading positions NFAT positions
Egress Returns to Prime treasury Returns to Redeem Contract

Both operate PAUs and are rate-limited. Sentinel formations have warden oversight for their real-time decisions; LPHA beacons execute predefined rules.


Benefits for Counterparties

For Primes

  • Bespoke terms — negotiate specific duration, size, yield
  • Transferable positions — NFATs can be sold or used as collateral
  • Transparency — all terms recorded in Synome
  • Isolation — each NFAT is bankruptcy remote

For Asset Managers

  • Scalable bespoke deals — same legal framework, many individual transactions
  • Automated operations — lpha-nfat handles execution
  • Clear recourse — buybox and Halo Artifact define all terms
  • Institutional capital — access to Prime allocations

Launching a Structuring Halo

Process Overview

  1. Define Buybox — parameter ranges, counterparty requirements, asset types
  2. Legal Framework — establish Halo Artifact, recourse mechanisms
  3. Deploy Infrastructure — PAU, Queue, Redeem, NFAT contracts via Laniakea Factory
  4. Configure Sentinel — lpha-nfat with appropriate pBEAMs
  5. Governance Approval — Halo Artifact Edit
  6. Go Live — Primes can queue capital, lpha-nfat executes deals

Timeline

Phase Duration
Buybox definition 1-2 weeks
Legal framework 2-4 weeks (reuses templates)
Smart contract deployment Days (factory deployment)
Governance approval ~1 week
Total 4-8 weeks

Summary

Structuring Halos enable bespoke structured deals at institutional scale:

  • NFAT-based — each position is individual, non-fungible, transferable
  • Buybox-constrained — deals vary within defined parameters
  • LPHA beacon-operated — lpha-nfat handles the complete lifecycle deterministically
  • PAU-integrated — standard Laniakea rate-limited infrastructure
  • Bankruptcy remote — each NFAT is a separate Halo Unit

The capital flow mirrors Prime operations (ingress → deploy → manage → redeem), but lpha-nfat is an LPHA beacon (deterministic rule execution) rather than a sentinel (real-time intelligent control).


Document Relationship
nfats.md NFAT standard specification
passthrough-halo.md Alternative Halo type using LCTS
sentinel-network.md Sentinel formation architecture (stl-base, stl-stream, stl-warden)
beacon-framework.md lpha-nfat as LPHA beacon

Document Version: 0.1 Last Updated: 2026-01-27